incontestability clause
noun
in·con·tes·ta·bil·i·ty clause
ˌin-kən-ˌtes-tə-ˈbi-lə-tē-
: a clause in an insurance policy that forbids the insurer from disputing the policy (as on the ground that the insured made false statements) after a set period of time
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Merriam-Webster unabridged
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