point-of-service
adjective
point-of-ser·vice
ˈpȯint-əv-ˈsər-vəs
: of, relating to, or being a health care insurance plan that allows enrollees to seek care from a physician affiliated with the service provider at a fixed co-payment or to choose a nonaffiliated physician and pay more
—abbreviation POS
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Merriam-Webster unabridged
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