You know what it looks like… but what is it called?
TAKE THE QUIZ“damage insurance”
The following 2 entries include the term damage insurance.
property damage insurance
noun: insurance protecting against all or part of an individual's legal liability for damage done (as by his or her automobile) to the property of another
water damage insurance
noun: insurance against loss that is due to direct damage by rain or leakage of plumbing but not by flood
Love words? Need even more definitions?
Merriam-Webster unabridged