credit history
noun
: a record of having borrowed and repaid money in the past
It's hard to buy a car if you don't have any credit history.
Examples of credit history in a Sentence
Recent Examples on the Web
In contrast, if all the items in your credit history belong to you and some are negative (such as a Chapter 13 bankruptcy or late loan payments) these will remain on your file for seven years.
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Bianca Rodriguez Rojas, Sacramento Bee, 26 Feb. 2025
Business lenders look at your credit history when deciding whether to approve loans, and carrying business debt on personal cards can wreck your profile, shutting you out from funding sources in the future.
—Eyal Lifshitz, Forbes, 20 Feb. 2025
Young consumers, entering the workforce and trying to establish a credit history, might not have access to credit.
—Daniel De Visé, USA TODAY, 10 Feb. 2025
If Congress capped rates at 10%, according to some industry observers, card companies would probably stop approving credit cards for anyone whose credit history is spotty or short.
—Daniel De Visé, USA TODAY, 10 Feb. 2025
See All Example Sentences for credit history
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Bianca Rodriguez Rojas, Sacramento Bee, 26 Feb. 2025
Business lenders look at your credit history when deciding whether to approve loans, and carrying business debt on personal cards can wreck your profile, shutting you out from funding sources in the future.
—Eyal Lifshitz, Forbes, 20 Feb. 2025
Young consumers, entering the workforce and trying to establish a credit history, might not have access to credit.
—Daniel De Visé, USA TODAY, 10 Feb. 2025
If Congress capped rates at 10%, according to some industry observers, card companies would probably stop approving credit cards for anyone whose credit history is spotty or short.
—Daniel De Visé, USA TODAY, 10 Feb. 2025
See All Example Sentences for credit history
Cite this Entry
“Credit history.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/credit%20history. Accessed 3 Mar. 2025.
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